For the member who wants to build their financial health, establish strong savings habits, and protect their money — 加检查 fits right into your life. 这种独一无二的封装与行业领先的供应商EZShield合作® 为您提供我们日常支票账户的所有好处，以及更多. If you’ve ever been concerned about identity theft, 手机损坏, or got stuck with a 漏气的轮胎, Patelco +支票账户提供保护，旨在让您放心，保障您的财务健康.
除了传统帕特尔科支票账户的所有好处之外, 每月只需6美元.95, you’ll get the additional benefits:
Patelco is a member owned, not-for-profit financial cooperative. When you join Patelco, you become a member and a shareholder. 这就是为什么当你加入时，我们会在你的股票储蓄账户中存入一股（1美元）.
我们的使命是帮助会员实现终身财务健康，让您生活得更快乐, fuller生活.
Unlike the big banks or other for-profit financial institutions, 我们将我们的利润以太阳集团官网和低到没有费用的方式投资给我们的会员.
我们还为任何想要改善财务状况的人提供免费的财务建议. Members have told us that they feel seen, 听到, 通知, and supported to make more confident financial choices.
会员资格免费. You become a member when you open an account with us. 了解更多关于 all the benefits of membership.
+支票账户充满了巨大的价值，所以你不必为其他地方的保护支付更多的费用. 相比之下，手机保险通常每月花费7-10美元. Identity Guard Family costs $12.50 – $34.99元/月. Roadside assistance costs $50-$156 a year.
You get all these benefits 和更多的 每月只需6美元.95.
在 Patelco + Benefits website 使用您的电子邮件地址和临时密码后，通过电子邮件发送给您开户. Or download the Patelco + Benefits App5 适用于iOS或Android.
您可以在网站或Patelco + benefits App上获得加检查帐户带来的所有福利.
所有+支票账户持有人和家庭成员都可以利用这项服务. 例如, if you have a college student living away from home, this benefit can help provide extra peace of mind. 拨打855.822.9464 or use your Patelco + App and click on Roadside 援助.
We’ll cover up to $80 per incident, 4 times each 12 months — for towing, 漏气的轮胎, 电池, 和更多的.
这是一个简单的方法，你可以在每次购买借记卡时自动把钱存入你的储蓄账户. 每一笔借记卡消费都会被四舍五入到最接近的美元，四舍五入后的金额会自动从你的支票账户转到你的储蓄账户.
我们会按累进金额的10%存入您的储蓄账户，每年最高可达500美元. 与我们联系 来建立这个福利.
You must pay your cell phone bill from your 加检查 account. Make sure to set up automatic monthly payments with your provider, or log in to 网上银行 to use 账单支付. 就是这么简单!
我们最多承保3部手机，每次索赔最高400美元（最高800美元，或每年索赔2次）. Only broken or stolen phones are covered.)
As part of your 加检查 benefits, you’ll receive free credit monitoring across all 3 bureaus, including free quarterly credit report. 如果你的信用档案有任何变化，你也会收到警报.
Use the Online ID vault for sensitive information, 文档, and passwords you want monitored and protected.
在您开户之后, 我们会告诉你如何进入在线ID库并设置你的账户.
Receive coverage for you and your family with up to $10,每年000美元的盗窃保险，以帮助支付因盗窃而产生的费用.g. 律师的费用, 完全管理ID恢复Pro，供整个家庭发现, isolate and prevent future fraud. Monitoring of public records, 互联网和暗网, 发薪日贷款, and other places your information doesn’t belong.
您可以使用世界各地的任何一台ATM机，并在当天结束时收到ATM机费用的自动报销, for up to two reimbursements per month.
You can enjoy local and national discounts on dining, 娱乐, 旅行, 健康和购物在成千上万的商家和商店你喜欢像塔吉特和沃尔格林. 通过BaZing提供的Patelco + Benefits应用程序获得折扣. 你甚至可以打开提醒，接收附近的折扣通知.
您的Patelco支票账户附带免费借记卡万事达卡®，让您轻松安全地购物：
Meet Patelco members as they share their Patelco love story.
我叫杰瑞. I’ve been a Patelco member for 15 years. They gave me the best advice without looking for personal gain.
我叫安吉拉. I’m currently refinancing my car with Patelco. I’m also using their checking and savings.
我叫阿琪. 如果我在22年的时间里思考这个问题，我可能已经节省了数千美元的费用.
我叫埃尔默. Patelco is part of my financial strategy. 这很简单.
Wonder where your money goes? 了解什么是预算, 如何制定预算并获得预算建议，让你走上实现财务目标的轨道.
Are you considering using automatic bill payments? 找出自动化账单的好处和坏处，以决定什么对你的财务最有利.
阅读这篇文章，找出如何养成良好的消费习惯，这样你就可以保持预算，实现你的财务目标.
1 手机保护受附加条款和条件的约束. Identity, 信贷, and Round-Up features all require enrollment. Patelco +的参与商家不是该计划的赞助商, are subject to change without notice, may not be available in all regions and may choose to limit deals. Policies and account features subject to change without notice.
2 ATM手续费回扣, where offered as part of a checking benefit, 适用于使用万事达卡®借记卡提取现金. 自动柜员机费用回扣不适用于任何费用，除了使用自动柜员机从您的Patelco信用合作社账户提取现金所评估的费用. 帕特尔科信用合作社保留随时修改或终止ATM手续费回扣的权利. 看到 会员手册 欲知详情.
3 信用评分不一定与其他征信机构使用的评分相同.
4 能否早日获得直接存款资金取决于付款人提交付款文件的时间. 我们通常在收到付款文件的当天提供这些资金, which may be up to 2 days earlier than the scheduled payment date
5 Patelco +移动应用程序（由BaZing提供支持）可在App Store和Google Play Store上使用. 加检查的合格帐户持有人可使用开立帐户时提供的有效电子邮件地址和临时密码下载并登录Patelco +移动应用程序. Not all versions of Android and iOS are supported.
万事达卡和万事达卡全球服务是注册商标, and the circles design is a trademark, of Mastercard International Incorporated.
Zelle及与Zelle相关的商标由预警服务公司全资拥有, LLC and are used herein under license.
